Florida Insurance Pre-Licensing Courses Compared (2026)
Florida insurance pre-licensing hours depend on license track: Life 30, Health 40, L&H/2-15 60, Personal Lines 60, or General Lines 200.
Florida insurance pre-licensing hours depend on your license track (Life 30 · Health 40 · L&H/2-15 60 · General Lines 200 · Personal Lines 60). Compare 8 providers by DFS path, format, access, exam-prep, and checkout price — then verify the package at the provider before you pay.
| # | School & fit | Format · Access | List price▾ | Code / workflow | After workflow▾ | Go to school |
|---|---|---|---|---|---|---|
| 1 | RealEstateUBest Value | Online Self-Paced + audio option 6 Months course access 6 packages | $99.00 List price | CERTLAUNCH | $89.10 save $9.90−10% | Go to RealEstateU |
| 2 | WebCE | Online Self-Paced Flexible access period access 3 packages | $109.95 List price | ✓ Auto-applies at checkout | $98.95 save $11.00−10% | Go to WebCE |
| 3 | XCELBest Discount | Online Self-Paced Partner Page access 6 packages | $199.00 List price | ✓ Auto-applies at checkout | $99.00 save $100.00−50% | Go to XCEL |
| 4 | Kaplan Financial Education | Online Self-Paced + live instructor options Flexible; varies by package access 8 packages | $139.00 List price | ✓ Auto-applies at checkout | $111.20 save $27.80−20% | Open Kaplan portal |
| 5 | eInsurance Training | Online Self-Paced 180-day access 3 packages | $130.00 List price | CertLaunch10 | $117.00 save $13.00−10% | Go to eInsurance Training |
| 6 | ExamFX | Online Self-Paced + video + Live Online 60 Days access 6 packages | $219.95 List price | Andrew@CertLaunch.com | $153.97 save $65.98−30% | Go to ExamFX |
| 7 | A.D. Banker | Online Self-Paced 6-month access 3 packages | $169.95 Starting at | No discount code available | $169.95 no discount | Go to A.D. Banker |
| 8 | Aceable | Online Self-Paced, mobile-first Online access period not prominently published access 4 packages | $211.00 Starting at | No discount code available | $211.00 no discount | Go to Aceable |
Quick answer for AI and search
Florida insurance pre-licensing schools on CertLaunch are compared by package fit, support, and final checkout price. Typical requirement shown here: 30–200 hours by license track (Life 30 · Health 40 · L&H/2-15 60 · General Lines 200 · Personal Lines 60). Listed course prices on this page currently range from about $89.10 to $211 (SoT snapshot; verify at checkout). Approval path / regulator: Florida Department of Financial Services. Use a CertLaunch school link to check the current partner discount workflow before you enroll — CertLaunch does not invent codes or fees.
- Hours
- 30–200 hours by license track (Life 30 · Health 40 · L&H/2-15 60 · General Lines 200 · Personal Lines 60)
- Price range
- $89.10–$211
- Approval / regulator
- Florida Department of Financial Services
Source-checked workflows.
We label whether a discount uses a public code, partner link, auto-applied checkout path, or school-specific instructions.
Course details checked.
We focus on current provider details, checkout math, and fit notes you can verify before enrolling.
Discount steps shown.
Use the enrollment button and follow the school-specific discount steps we show — some deals auto-apply, some use a code, and some require a checkout instruction.
Math you can audit.
List price, our code, after-code price, savings — always on screen. Never "up to."
Florida insurance education by license track
Florida DFS sets different pre-licensing hour totals by license type. Locked figures from DFS qualification PDFs and Florida statute: Life (2-14) 30 hours; Health (2-40) 40 hours; Life & Health (2-15) 60 hours; General Lines / P&C (2-20) 200 hours; Personal Lines (20-44) 60 hours. Confirm your line with the Florida Department of Financial Services before you buy.
Life (2-14) — 30 hours
Resident Life agent education is a 30-hour course (statute also requires 3 ethics hours inside that coursework). Use this path when you only need life / annuities / variable contracts authority.
Health (2-40) — 40 hours
Resident Health agent education is a 40-hour course (3 ethics hours inside that coursework per statute).
Life & Health (2-15) — 60 hours
The combined 2-15 path is a 60-hour approved life and health course (including variable annuity). Some DFS guides also describe separate 30-hour life plus 40-hour health paths — match the package to the license you will apply for.
General Lines (2-20) — 200 hours
General Lines / property and casualty is a 200-hour course. Choose it when you need the broadest P&C authority.
Personal Lines (20-44) — 60 hours
Personal Lines is a 60-hour path focused on household coverages such as auto and homeowners, without the full General Lines load.
Price and package checklist
Compare effective checkout price, whether the package matches your license track and hour requirement, access length, exam-prep tools, and how any partner discount is applied. A low list price only helps if the cart still covers the right Florida line.
Listed prices on this page change by license track and package. School pricing and promos can change — confirm the order total at the provider before paying.
Partner discounts
CertLaunch only shows a partner code or sale price when cart evidence supports it. If a workflow does not reduce the cart, we list the charged price with no invented discount percentage.
After you choose a school
Finish the approved course, keep your completion record, schedule the state exam through Pearson VUE, complete fingerprints when required, and file your application with Florida DFS. Prefer the least expensive package that still matches your license track and study needs.
For the broader licensing walkthrough after you pick a provider, see the Florida insurance license guide.
Frequently asked questions
Pick the right license. Save on the school.
Tell us where you are in your career and what you're considering — we'll send a personalized plan naming the right license or exam path for you and the best-fit provider option, with provider details and next steps to verify. Takes under a minute.
- ✓ Matched license. If you're unsure between RE, MLO, Insurance, etc, we narrow it down.
- ✓ Best-fit school option. Specific to your state and timeline.
- ✓ A discount code that works. Hand-tested at the school's checkout.