Insurance
Insurance agents sell life, health, property, and casualty insurance policies. Each line of insurance requires its own license in most states. The barrier to entry is low — complete a pre-licensing course and pass a state exam. Top agents build significant recurring income through renewals.
$35,000 – $100,000+
1 – 2 months
Licensing Requirements
- 1Complete state pre-licensing education (20-40 hours per line)
- 2Pass the state licensing exam
- 3Get appointed with insurance carriers
- 4Submit background check
- 5Complete continuing education for renewals
Browse Insurance Schools by State
Select your state to see approved schools and compare pricing.
Top Insurance Schools
Nationwide leaders in insurance education.
Kaplan Financial Education
Online / In-Person
$199 – $499
Comprehensive insurance pre-licensing for P&C, Life & Health, and more. Kaplan's proven system includes exam prep and guarantees.
ExamFX
Online
$149 – $349
Focused insurance exam prep with interactive study tools, practice exams, and performance tracking.
America's Professor
Online
$179 – $399
Popular video-based insurance education with engaging instructors and excellent first-time pass rates.
Frequently Asked Questions
What types of insurance licenses are there?
The main types are Life, Health, Property, and Casualty. Many agents get a Property & Casualty (P&C) combined license or a Life & Health combined license. You can hold multiple licenses.
How quickly can I start earning?
Many agents start earning within their first month of being licensed. Commission-based roles mean your income scales with your effort and client base.
Is insurance a good career?
Insurance offers strong income potential, flexibility, and job security. Renewals create recurring income, and top agents can build their own agencies.
Do I need a degree?
No. Most states require only a high school diploma, pre-licensing education, and passing the state exam.