How to Get Your Utah Insurance License in 2026
Utah has no mandatory pre-licensing requirement and a unique all-in-one exam day process: apply, get fingerprinted, and test at Prometric in a single visit.
Exam Fee (all-in)
$107 incl. fingerprints
Time to License
2 – 4 weeks
Avg UT Salary
$58,000/yr
Exam Only
No pre-lic required
Utah's All-in-One Exam Day: No mandatory pre-licensing. Apply for your license, complete fingerprinting, and take your Prometric exam all in one visit. The $107 fee covers both the exam and fingerprinting.
Top 3 Utah Insurance Exam Prep Courses
1. ExamFXBest Value
Starting at $169.95. 94–99% pass rate claim. Pass guarantee. Three tiers. Utah-specific content.
From $169.95
L&H Self-Study
2. A.D. BankerPass Guarantee
Silver $169.95 / Gold $196.90 / Platinum $296.85. Pass Guarantee on every tier. Industry-trusted prep.
From $169.95
Silver Package
3. Xcel SolutionsProven System
3-part system: Course + Prep Review + Exam Simulator. Prepared to Pass Promise on Premier tier.
From $199
L&H Standard
Best Utah Insurance Exam Prep Courses
All 5 schools are Utah UTUID-approved. Price: Low to High.
Quick Price Comparison (Course Only)
WebCE
Best ValueStarting at
$109.95
- Lowest price: UT exam prep from $109.95
- Exam Prep Only -- UT has no mandatory pre-licensing requirement
- L&H and P&C tracks available
- Apply for license at Prometric kiosk right after passing
Available Packages (4)
Life & Health -- Exam Prep Complete
- UT Life & Health exam prep
- Exam Tutor unlimited practice tests
- Flash Tutor flashcard drill tool
- UT state-specific content
Kaplan Financial Education
Most ComprehensiveStarting at
$139
- Exam Prep Only -- no pre-licensing required in UT
- Most comprehensive course library
- Multiple tiers including live instructor option
- Established industry brand since 1938
Available Packages (3)
OnDemand -- Self-Study
- UT exam prep
- On-demand video lectures
- Practice exams
- Study tools
ExamFX
Best ValueStarting at
$169.95
- Exam Prep Only -- UT has no mandatory pre-licensing requirement
- Starting at $169.95 -- most affordable UT exam prep
- 94-99% pass rate claim with pass guarantee
- Three tiers: Self-Study, Video, and Live Online
Available Packages (4)
Life & Health -- Self-Study
- UT L&H exam prep
- Online exam simulations
- Instructor support
- Pass guarantee
A.D. Banker
Pass GuaranteeStarting at
$169.95
- Exam Prep Only -- no pre-licensing required in Utah
- Three tiers: Silver ($169.95), Gold ($196.90), Platinum ($296.85)
- Pass Guarantee on every package
- Industry-leading insurance educator
Available Packages (3)
Silver -- Online Course
- Full online exam prep
- Unlimited chapter exams
- Simulated licensing exams
- Pass Guarantee
- PDF study manual
Xcel Solutions
Proven SystemStarting at
$199
- Exam Prep Only -- no pre-licensing required in UT
- 3-part system: Course + Prep Review + Exam Simulator
- Prepared to Pass Promise on Premier
- L&H and P&C tracks available
Available Packages (2)
L&H Standard
- UT L&H exam prep
- Exam prep review
- Exam simulator
- Study tools
Prices verified March 2026. Prices may change. Always confirm current pricing on the school's website before enrolling.
How Much Do Utah Insurance Agents Earn?
UT Average
$58,000/yr
Source: Salary.com (2026)
Top Producers
$90,000–$130,000+
Independent agents in Salt Lake City, Provo
Top Utah Insurance Markets
How to Get Your Utah Insurance License
Prepare with an Exam Prep Course (Recommended)
Pre-licensing is not required in Utah, but exam prep is strongly recommended. ExamFX, A.D. Banker, and Xcel Solutions all offer Utah-specific preparation to maximize your first-attempt pass rate.
Schedule Your Prometric Exam
Schedule your exam at prometricexams.com. The exam fee is ~$107 and includes fingerprinting. Bring your Social Security number and a valid government-issued photo ID.
Apply, Fingerprint, and Test — All on Exam Day
Utah's unique process: arrive at the Prometric test center and complete your license application, fingerprinting, and exam in a single visit. This all-in-one approach makes Utah one of the most streamlined states for getting licensed.
Receive Your License and Get Appointed
After passing the exam, your application is processed through the Utah DOI at insurance.utah.gov. License issuance typically takes a few business days. Get appointed by a carrier to legally sell insurance.
Utah Insurance License Requirements
Eligibility
- Must be at least 18 years old
- Valid Social Security number required
- No college degree required
- Background check via fingerprinting (done at exam center)
Exam (Prometric)
- Prometric — prometricexams.com
- 70% passing score required
- ~$107 fee includes fingerprinting
- Apply on exam day at the test center
Continuing Education
- 24 CE hours per 2-year renewal cycle
- 3 hours of ethics required
- Renew via insurance.utah.gov or NIPR
Reciprocity
- NAIC reciprocity participant
- Apply via NIPR with home-state license
- No Utah exam required in most cases
Utah Insurance License FAQ
Does Utah require pre-licensing education for insurance agents?
No. Utah does not require mandatory pre-licensing education. You can sit for the Prometric state exam without any coursework. However, exam prep is strongly recommended — the Utah insurance exam covers complex topics and preparation significantly improves first-attempt pass rates.
What is unique about the Utah insurance licensing process?
Utah has a streamlined all-in-one process: you apply for your license at the Prometric test center on the same day as your exam. The $107 exam fee includes fingerprinting. This makes Utah one of the most efficient states to get licensed in.
How much does it cost to get a Utah insurance license?
Total costs are approximately $150–$250: optional exam prep ($0–$200), Prometric exam fee ($107, includes fingerprinting), and NIPR application fee (~$30–$50). Utah's all-in-one process keeps costs low.
What exam does Utah use for insurance licensing?
Utah uses Prometric for all insurance licensing exams. Schedule at prometricexams.com. The exam fee is approximately $107 and includes the fingerprinting fee. A score of 70% is required to pass.
How do I apply for a Utah insurance license?
Utah's process is unique: you apply at the Prometric test center on the day of your exam. Bring all required documents including your Social Security number. After passing the exam and completing fingerprinting on-site, your application is submitted automatically.
How long does it take to get a Utah insurance license?
Utah is one of the fastest states — the process can be completed in 2–4 weeks. Spend 1–2 weeks on exam prep (recommended), schedule your Prometric exam, and apply on exam day. License issuance typically takes a few business days after passing.
How much do insurance agents make in Utah?
Utah insurance agents earn an average of $53,000–$68,000 per year. Salt Lake City's booming tech sector, rapid population growth, and strong housing market create solid demand for life, health, and P&C coverage. Top independent agents earn $90,000–$130,000+.
What lines of authority can I get in Utah?
Utah offers Life, Accident & Health, Property, Casualty, and Personal Lines licenses. You can pursue multiple lines by passing the exam for each line. Many Utah agents pursue both Life & Health and Property & Casualty.
How do I renew my Utah insurance license?
Utah insurance licenses renew on a 2-year cycle. You must complete 24 CE hours per renewal period, including 3 hours of ethics. Renew via NIPR or the Utah DOI portal at insurance.utah.gov.
Does Utah offer insurance license reciprocity?
Yes. Utah participates in NAIC non-resident reciprocity. Producers holding an active resident license in their home state can apply for a Utah non-resident license via NIPR without retaking the state exam in most cases.
Income Disclaimer: Salary figures are estimates based on publicly available data and vary significantly by state, market, experience level, employer type, and individual effort. Past or average earnings are not a guarantee of future results. CertLaunch makes no income guarantees of any kind.
Sources:
Licensing requirements, exam fees, and course availability change frequently. Always verify current requirements with your state licensing board before enrolling or submitting any application. Learn how we source our data.