How to Get Your Louisiana Insurance License in 2026
Louisiana eliminated mandatory pre-licensing as of June 2022. Study with exam prep (recommended), pass the PSI exam, and apply. Compare the best Louisiana insurance exam prep courses below.
Course Cost
$0 – $300
Time to License
2 – 3 weeks
Avg LA Salary
$52,000/yr
Exam Only
No pre-lic required
No Mandatory Pre-Licensing: Louisiana eliminated its pre-licensing education requirement effective June 3, 2022. Exam prep is optional but highly recommended to pass the PSI exam on your first attempt.
Top 3 Louisiana Insurance Exam Prep Courses
1. ExamFXBest Value
Starting at $169.95. 94–99% pass rate claim. Pass guarantee. Three tiers available. Nationally trusted exam prep provider.
From $169.95
L&H Self-Study
2. A.D. BankerPass Guarantee
Silver $169.95 / Gold $196.90 / Platinum $296.85. Pass Guarantee on every tier. Industry-leading insurance educator.
From $169.95
Silver Package
3. Bob Brooks SchoolLouisiana Expert
Louisiana-focused insurance school (LDI #9092). In-person (Baton Rouge) and online options. Louisiana-specific PSI exam content.
Verify pricing
at bobbrooks.com
Best Louisiana Insurance Exam Prep Courses
All 5 schools are Louisiana LALDC-approved. Price: Low to High.
Quick Price Comparison (Course Only)
ExamFX
Best ValueStarting at
$169.95
- Exam Prep Only -- LA eliminated pre-licensing requirement June 2022
- Starting at $169.95 -- most affordable LA exam prep
- 94-99% pass rate claim with pass guarantee
- Three tiers: Self-Study, Video, and Live Online
Available Packages (4)
Life & Health -- Self-Study
- LA L&H exam prep course
- Online exam simulations
- Instructor support
- Pass guarantee
A.D. Banker
Pass GuaranteeStarting at
$169.95
- Exam Prep Only -- no pre-licensing required in Louisiana
- Three tiers: Silver ($169.95), Gold ($196.90), Platinum ($296.85)
- Pass Guarantee included on every package
- Industry-leading insurance educator
Available Packages (3)
Silver -- Online Course
- Full online exam prep course
- Unlimited chapter exams
- Simulated licensing exams
- Pass Guarantee
- PDF study manual
Bob Brooks School of Insurance
Louisiana ExpertStarting at
$NEEDS_REVIEW
- Louisiana-focused insurance educator (LDI #9092)
- Exam Prep Only -- no pre-licensing required in Louisiana
- Louisiana-specific course content
- In-person and online options available
Available Packages (2)
Life & Health Exam Prep
- LA L&H exam prep
- LDI-registered content
- Completion certificate
- Study materials
Kaplan Financial Education
Most ComprehensiveStarting at
$139
- Exam Prep Only -- no pre-licensing required in Louisiana
- Most comprehensive course library
- Multiple tiers including live instructor option
- Established industry brand since 1938
Available Packages (3)
OnDemand -- Self-Study
- LA exam prep course
- On-demand video lectures
- Practice exams
- Study tools
Xcel Solutions
Starting at
$199
- Exam Prep Only -- LA eliminated pre-licensing requirement
- 3-part system: Course + Prep Review + Exam Simulator
- Prepared to Pass Promise on Premier
- L&H and P&C tracks available
Available Packages (2)
L&H Standard
- LA L&H exam prep course
- Exam prep review
- Exam simulator
- Study tools
Prices verified March 2026. Prices may change. Always confirm current pricing on the school's website before enrolling.
How Much Do Louisiana Insurance Agents Earn?
LA Average
$52,000/yr
Source: Salary.com (2026)
Top Producers
$85,000–$120,000+
Independent P&C agents in New Orleans, Baton Rouge
Top Louisiana Insurance Markets
How to Get Your Louisiana Insurance License
Prepare with an Exam Prep Course (Recommended)
While pre-licensing is no longer mandatory, exam prep is strongly recommended. Louisiana's PSI exam is challenging. ExamFX, A.D. Banker, and Bob Brooks School all offer Louisiana-specific preparation.
Submit Your License Application to LDI
Apply through the Louisiana Department of Insurance portal at ldi.la.gov. Application fee is approximately $50.
Complete Background Check
A criminal background check is required. Submit as part of the application process per LDI instructions.
Schedule and Pass the PSI Exam
Schedule your exam through PSI at test-takers.psiexams.com. Exam fee is $38–$53. A score of 70% is required to pass.
Receive Your License and Get Appointed
Once your application is approved and you pass the exam, your license is issued. Get appointed by a carrier or agency to legally sell insurance in Louisiana.
Louisiana Insurance License Requirements
Eligibility
- Must be at least 18 years old
- Valid Social Security number required
- Criminal background check required
- No pre-licensing course required (as of June 2022)
Exam (PSI)
- PSI Services — test-takers.psiexams.com
- 70% passing score required
- $38–$53 exam fee per attempt
- Exam prep courses strongly recommended
Application
- Apply via LDI portal at ldi.la.gov
- ~$50 application fee
- Background check included in process
Continuing Education
- 24 CE hours per 2-year renewal cycle
- 3 ethics hours required
- Renew via ldi.la.gov
Louisiana Insurance License FAQ
Does Louisiana require pre-licensing education for insurance agents?
No. Louisiana eliminated its mandatory pre-licensing education requirement effective June 3, 2022. You can sit for the PSI state exam without completing any pre-licensing coursework. However, exam prep is strongly recommended — the Louisiana insurance exam covers complex topics and candidates who study perform significantly better.
How much does it cost to get a Louisiana insurance license?
Total costs are approximately $150–$350: optional exam prep course ($0–$300), PSI exam fee ($38–$53 per attempt), and LDI application fee (approximately $50). Louisiana is one of the more affordable states to get licensed in.
What exam provider does Louisiana use?
Louisiana uses PSI Services for all insurance licensing exams. Schedule at test-takers.psiexams.com or call PSI directly. Exam fee is $38–$53 per attempt depending on the line. A score of 70% is required to pass.
What is Bob Brooks School of Insurance?
Bob Brooks School of Insurance (bobbrooks.com, LDI #9092) is a Louisiana-focused insurance school based in Baton Rouge. They offer both in-person and online exam prep courses specifically tailored to the Louisiana PSI exam content. A popular choice for agents who want Louisiana-specific preparation.
How long does it take to get a Louisiana insurance license?
Without mandatory pre-licensing, the process can be completed in as little as 2–3 weeks: 1–2 weeks of exam prep study, a few days to schedule and pass the PSI exam, and 1 week for application processing.
How much do insurance agents make in Louisiana?
Louisiana insurance agents earn an average of $48,000–$62,000 per year. Top producers in New Orleans and Baton Rouge can earn $80,000–$120,000+. Louisiana's significant property insurance market (hurricane risk, flood-prone areas) creates strong P&C demand.
What lines of authority are available in Louisiana?
Louisiana offers Life, Accident & Health, Property, Casualty, and Personal Lines licenses. Since there is no pre-licensing requirement, you can pursue multiple lines by simply passing the exam for each.
What is the passing score for the Louisiana insurance exam?
A score of 70% is required to pass all Louisiana insurance licensing exams administered by PSI. Results are available immediately after the exam at the test center.
How do I renew my Louisiana insurance license?
Louisiana insurance licenses renew on a 2-year cycle. You must complete 24 CE hours per renewal period, including 3 hours of ethics. Renew via the LDI portal at ldi.la.gov.
Does Louisiana offer insurance license reciprocity?
Yes. Louisiana participates in NAIC non-resident reciprocity. Producers holding an active resident license in their home state can apply for a Louisiana non-resident license via NIPR without retaking the exam.
Income Disclaimer: Salary figures are estimates based on publicly available data and vary significantly by state, market, experience level, employer type, and individual effort. Past or average earnings are not a guarantee of future results. CertLaunch makes no income guarantees of any kind.
Sources:
Licensing requirements, exam fees, and course availability change frequently. Always verify current requirements with your state licensing board before enrolling or submitting any application. Learn how we source our data.