How to Get Your Connecticut Insurance License in 2026
Compare 5 CID-approved Connecticut insurance pre-licensing schools. Connecticut is home to The Hartford, Travelers, and Cigna — one of the most rewarding insurance markets in the US.
Course Cost
$109 – $300
Time to License
4 – 6 weeks
Avg CT Salary
$78,000/yr
Required Hours
20 hrs/line
Top 3 Connecticut Insurance Pre-Licensing Schools
1. ExamFXBest Value
All CT tracks starting at $169.95. 94–99% pass rate claim. CID-approved with pass guarantee. Video and Live Online tiers up to $299.95.
From $169.95
L&H Self-Study
2. A.D. BankerPass Guarantee
Silver $169.95 / Gold $196.90 / Platinum $296.85. Pass Guarantee on every tier. CID-approved with 6-month access.
From $169.95
Silver Package
3. Cape SchoolLocal Expert
CT CID-approved. New England-focused insurance education. Online self-paced format.
Verify pricing
at capeschool.com
Best Connecticut Insurance Pre-Licensing Courses
All 5 schools are Connecticut CTCID-approved. Price: Low to High.
Quick Price Comparison (Course Only)
ExamFX
Best ValueStarting at
$169.95
- CT CID-approved pre-licensing provider
- Starting at $169.95 -- lowest verified CT price
- 94-99% pass rate claim with pass guarantee
- Three tiers: Self-Study, Video, and Live Online
Available Packages (4)
Life & Health -- Self-Study
- CT L&H pre-licensing (20 hrs)
- Online exam simulations
- CID-approved certificate
- Instructor support
A.D. Banker
Pass GuaranteeStarting at
$169.95
- CT CID-approved pre-licensing provider
- Three tiers: Silver ($169.95), Gold ($196.90), Platinum ($296.85)
- Pass Guarantee on every package
- Industry-leading insurance educator
Available Packages (3)
Silver -- Online Course
- Full online pre-licensing (20 hrs)
- Unlimited chapter exams
- Simulated licensing exams
- Pass Guarantee
- PDF study manual
Cape School
Local ExpertStarting at
$NEEDS_REVIEW
- CT CID-approved pre-licensing provider
- New England-focused insurance educator
- Completions reported to CT CID
- Online self-paced format
Available Packages (2)
Life & Health Pre-Licensing
- CT L&H pre-licensing (20 hrs)
- CID-approved content
- Completion certificate
WebCE
State-ApprovedStarting at
$109.95
- CT CID-approved pre-licensing provider
- Completions reported to CID -- satisfies 20-hr requirement
- Competitive pricing starting at $109.95
- L&H and P&C tracks available
Available Packages (3)
Life & Health -- Exam Prep Complete
- CT L&H pre-licensing (20 hrs)
- CID-approved content
- Practice exams
- Completion certificate
Kaplan Financial Education
Most ComprehensiveStarting at
$139
- CT CID-approved pre-licensing provider
- Most comprehensive course library
- Multiple tiers including live instructor option
- Established industry brand since 1938
Available Packages (3)
OnDemand -- Self-Study
- CT pre-licensing (20 hrs)
- On-demand video lectures
- Practice exams
- CID-approved certificate
Prices verified March 2026. Prices may change. Always confirm current pricing on the school's website before enrolling.
What Is a Connecticut Insurance License?
A Connecticut insurance license is a state-issued credential required by the Connecticut Insurance Department (CID) to legally sell insurance products in Connecticut. All agents must complete CID-approved pre-licensing education, pass the Pearson VUE state exam, complete a background investigation, and apply via NIPR.
Life & Health
20 hrs per line (40 combined)
Life, health, annuities, Medicare
Property & Casualty
20 hrs per line (40 combined)
Auto, homeowners, commercial lines
Personal Lines
20 hours required
Personal auto & homeowners only
How Much Do Connecticut Insurance Agents Earn?
CT Average
$78,000/yr
Source: Salary.com (2026)
Top Producers
$125,000–$175,000+
Independent agents in Hartford, Greenwich, Stamford
Top Connecticut Insurance Markets
How to Get Your Connecticut Insurance License
Enroll in CID-Approved Pre-Licensing
Select your line of authority (Life, Health, Property, Casualty, or Personal Lines — 20 hrs each) and enroll in a CID-approved course.
Complete Your Course and Receive Your Certificate
Complete all 20 required hours and pass the provider's course exam. Your certificate is issued upon successful completion.
Apply via NIPR
Submit your license application through nipr.com. Connecticut's application fee is approximately $140 for a resident license — one of the higher fees in the region.
Complete Background Investigation
A background investigation is required. Follow current CT CID instructions at portal.ct.gov/cid.
Schedule and Pass the Pearson VUE Exam
Schedule your exam through Pearson VUE at pearsonvue.com/ct/insurance. Exam fee is $65. A score of 70% is required to pass.
Receive Your License and Get Appointed
Once your application is approved and you pass the exam, your license is issued. Get appointed by a carrier or agency to legally sell insurance in Connecticut.
Connecticut Insurance License FAQ
Does Connecticut require pre-licensing education before the insurance exam?
Yes. Connecticut requires 20 hours of pre-licensing education per line of authority from a CT CID-approved provider. You must complete the course and receive a completion certificate before sitting for the Pearson VUE state exam.
How much does it cost to get a Connecticut insurance license?
Budget approximately $350–$600: pre-licensing course ($109–$300), Pearson VUE exam fee ($65 per attempt), CT CID application fee (~$140 for resident license), and any fingerprinting fees. Connecticut has one of the higher application fees in the Northeast.
What exam provider does Connecticut use?
Connecticut uses Pearson VUE for all insurance licensing exams. Schedule at pearsonvue.com/ct/insurance. The exam fee is $65 per attempt and a score of 70% is required to pass.
What is Cape School and is it approved in Connecticut?
Cape School (capeschool.com) is a New England-focused insurance pre-licensing provider that is approved by the Connecticut CID. They offer online self-paced courses tailored for New England insurance licensing requirements, including Connecticut.
How long does it take to get a Connecticut insurance license?
Most candidates complete the process in 4–6 weeks: 2–3 weeks for the 20-hour pre-licensing course, a few days to schedule and pass the Pearson VUE exam, and 1–2 weeks for the CID application to process.
How much do insurance agents make in Connecticut?
Connecticut insurance agents earn an average of $72,000–$88,000 per year — among the highest in New England. The Hartford, Stamford, and Greenwich markets are major insurance hubs with above-average earning potential. Experienced independent agents can earn $120,000–$175,000+.
What makes Connecticut a strong insurance market?
Connecticut is home to major insurance carriers including The Hartford, Travelers, and Cigna. It has the highest concentration of insurance industry employment per capita in the US, which means strong job opportunities and above-average commission potential for independent agents.
Is fingerprinting required for a Connecticut insurance license?
Yes. Connecticut requires a background investigation as part of the licensing process. Check the current CT CID requirements at portal.ct.gov/cid for fingerprinting details and approved vendors.
How do I renew my Connecticut insurance license?
Connecticut insurance licenses renew on a 2-year cycle. You must complete 24 CE hours per renewal period, including 3 ethics hours. Renew via the CT CID portal or NIPR.
Does Connecticut offer insurance license reciprocity?
Yes. Connecticut participates in NAIC non-resident reciprocity. Producers holding an active resident license in their home state can apply for a CT non-resident license via NIPR without retaking the Connecticut state exam.
Income Disclaimer: Salary figures are estimates based on publicly available data and vary significantly by state, market, experience level, employer type, and individual effort. Past or average earnings are not a guarantee of future results. CertLaunch makes no income guarantees of any kind.
Sources:
Licensing requirements, exam fees, and course availability change frequently. Always verify current requirements with your state licensing board before enrolling or submitting any application. Learn how we source our data.