How to Get Your Alaska Insurance License (2026)
Alaska has no mandatory pre-licensing hours — pass the Pearson VUE exam, complete fingerprinting, and apply via NIPR. Pro tip: take Life + A&H on the same day at a test center and pay just one $89 session fee for both exams.
Exam Prep Cost
current fees
Time to License
2 – 6 weeks
Required Hours
0 hrs required
Alaska Has No Mandatory Pre-Licensing Education
Alaska does not require any pre-licensing hours. You can go straight to the Pearson VUE exam after self-study. Cost tip: schedule Life and Accident & Health exams on the same day at a Pearson VUE test center — you pay one $89 session fee for both (can avoid an extra exam appointment compared with $89 vs. two separate sessions). This deal is not available for online proctored testing.
⚠️ Lower-cost Course Warning: 180 Licensing and Intellipass cover national insurance content only. They do not include Alaska state law, which is approximately 15–20% of the Alaska Pearson VUE exam. Using these alone risks failing the state law section. Use ExamFX, Kaplan, or Xcel Solutions for full Alaska coverage.
Top 3 Alaska Insurance Exam Prep Courses
1. Kaplan Financial EducationMulti-Tier Option
Alaska course library with multiple tiers; verify current pricing and included Alaska-specific law coverage before enrolling.
verify current pricing
exam prep only
2. ExamFXReadiness Support
Three tiers for all AK lines with current pricing verified on the provider site. Includes Alaska state law and readiness tools; review provider enrollment policies before purchase.
verify current pricing
3. Xcel SolutionsPractice Tools
Two clear tiers: Standard current fee / Premier current fee. Premier includes exam-readiness support tools. Covers Alaska state law. Self-paced with strong practice exam engine.
verify current pricing
Featured Alaska Insurance Exam Prep Courses
All 7 schools are Alaska AK Division of Insurance-approved. Price: Low to High.
Quick Price Comparison (Course Only)
eInsurance Training
Starting at
$130
$117
- Insurance pre-licensing courses with CertLaunch10 partner code
- Life & Health and Property & Casualty tracks
- Self-paced online format with practice exams
Available Packages (3)
Life & Health Pre-Licensing Basic
- Life & Health pre-licensing course
- Practice exams
- 180-day access
Kaplan Financial Education
Starting at
Verify price
Open the CertLaunch-branded Kaplan Financial Education portal; no typed coupon code is listed. Confirm the 20% partner pricing, current package eligibility, and final Kaplan checkout total before paying.
- Multi-tier AK insurance exam prep library
- Career Launcher includes Insurance Accelerator career course (12-mo access)
- Live & OnDemand review class on EssentialPlus and Career Launcher tiers
- AK L&H, P&C, and Personal Lines — 4 tiers verify current pricing to current fee
Available Packages (12)
Life & Health — Basic (current fee)
- AK L&H exam prep — foundational online course
- QBank practice questions
- Mastery exam simulation
- AK state-specific content
ExamFX
Starting at
Verify price
- Readiness tools available across AK license lines
- Readiness exam and enrollment-policy review before purchase
- Self-Study, Video Study, and Live Online tiers
- AK exam prep for L&H, P&C, and Personal Lines (AK-specific content included)
Available Packages (9)
Life & Health — Self-Study
- AK Life & Health exam prep (AK state law included)
- Online self-study portal (60 days)
- Practice exams and readiness exam
- Instructor support included
Xcel Solutions
Starting at
Verify price
- Two clear tiers: Standard current fee / Premier current fee
- All 3 AK tracks: L&H, P&C, and Personal Lines
- Premier includes exam-readiness support tools
- Recorded review class and flashcards in Premier tier
Available Packages (6)
Life & Health — Standard
- AK Life & Health exam prep
- Core online course + practice exams
- AK state-specific content
- Online self-study format
National Online Insurance School (NOIS)
Starting at
Verify price
- Featured price for L&H: Life & Health verify current pricing (no P&C tracks for AK)
- 2,000–3,000+ AK state-level practice questions
- Practice tools and 30-day student-support policy
- Progress Report study tracking tool included
Available Packages (3)
Life Only
- AK Life exam prep (state-specific content)
- 2,000+ practice questions
- Progress Report tracking
- 7-day instructor support; 30-day student-support policy
180 Licensing
Starting at
Verify price
- Lower-cost option: L&H and P&C exam prep verify current pricing
- 2,000+ practice questions per track
- ⚠️ National content only — does NOT include AK state law (~15-20% of exam)
- Created by Professor Jerry Furniss (20+ years insurance education)
Available Packages (6)
L&H — Practice Questions Only
- L&H test bank (2,000+ questions)
- National content (no AK state law)
- 60-day access; free extension
- Featured for: supplemental practice
Intellipass
Starting at
Verify price
- Entry-level price: Personal Lines verify current pricing L&H verify current pricing
- 365-day access — most generous access window
- ⚠️ General knowledge only — does NOT include AK state law (~15-20% of exam)
- Featured for: candidates who need to supplement with AK state law study
Available Packages (5)
Life & Health (Combined)
- General L&H knowledge content
- 365-day access
- Does NOT include AK state law content
- Must supplement with AK-specific materials
Prices verified March 2026. Prices may change. Always confirm current pricing on the school's website before enrolling.
What Is an Alaska Insurance License?
An Alaska insurance license is issued by the Alaska Division of Insurance, part of the Department of Commerce, Community & Economic Development (DCCED). It authorizes you to legally sell, solicit, or negotiate insurance contracts in Alaska. No pre-licensing education is required — you can go straight to the Pearson VUE exam after studying on your own.
Alaska's Pearson VUE exam costs $89 per session. A unique money-saving option: schedule the Life exam and Accident & Health exam on the same day at a test center — Pearson VUE charges just one $89 session fee for both. This is available at test centers only, not for online proctored testing. Must apply for license within 12 months of passing the exam.
Life + Accident & Health
Official exam fee same-day session (test center)
Life, annuities, health, Medicare, disability, LTC
Property & Casualty
Official exam fee/session
Auto, home, commercial, aviation, marine, energy
Personal Lines
Official exam fee/session
Personal auto and homeowners only (restricted)
Is an Alaska Insurance License Worth It?
👍 Pros
- + No Pre-Licensing Required: Go straight to Pearson VUE after self-study — can avoid an extra exam appointment compared with weeks and current fees vs. states with mandatory hours.
- + Same-Day Dual Exam Scheduling: Life + A&H may be scheduled in one test-center session for one $89 official Pearson VUE fee when eligible.
- + Specialty Market Research: Aviation, commercial fishing, oil & gas, and wilderness liability can require specialized carrier and product knowledge.
- + Full Reciprocity: Alaska has reciprocity with all 50 US states — your AK license easily converts to non-resident licenses nationwide via NIPR.
- + 12-Month Exam Window: 12 months to apply after passing — more flexibility than states with 6-month windows.
👎 Cons
- - Exam Fee: $89/session is an official state exam cost — a failed attempt is costly.
- - Small Population: Only ~735,000 residents statewide — personal lines market is smaller than comparable states.
- - Lower-cost Courses Miss AK Law: 180 Licensing and Intellipass skip Alaska state law — using them alone risks failing the exam.
- - Geographic Isolation: Rural clients are spread across vast distances. In-person servicing outside Anchorage/Fairbanks is logistically challenging.
- - Specialty Learning Curve: Aviation, marine, and energy insurance require significant additional expertise beyond the standard license.
How to Get Your Alaska Insurance License
Choose Your License Type
Alaska offers Life, Accident & Health, Property, Casualty, and Personal Lines licenses. Most agents pursue Life + A&H (for health, Medicare, life insurance, and annuities) or P&C (for auto, home, commercial, aviation, and marine). Cost tip: schedule Life and A&H on the same day at a Pearson VUE test center — one $89 session fee covers both exams.
Complete Exam Prep (Strongly Recommended)
Alaska has no mandatory prep hours, but the Pearson VUE exam includes Alaska-specific state law content (~provider-reported outcome/support detail). Warning: lower-cost options like 180 Licensing and Intellipass do not cover Alaska state law. Use ExamFX (current fee), Kaplan (current fee+), or Xcel Solutions (current fee+) for complete Alaska coverage. Most candidates study 1–3 weeks.
Schedule and Pass the Pearson VUE Exam
Schedule at pearsonvue.com/ak/insurance or call (800) 274-5993. Fee: $89/session. Schedule Life + A&H on the same day at a test center for one $89 fee. Score 70% (scaled) to pass. Results provided at the test center. Exam results are valid for 12 months — apply for your license within that window.
Complete Fingerprinting for Background Check
Alaska requires fingerprint-based background checks. In Anchorage, fingerprinting is available at the Pearson VUE test center — schedule it on exam day. Outside Anchorage, use an approved fingerprinter from the Alaska DPS list. Verify current fingerprinting instructions and fees before scheduling.
Submit Your License Application via NIPR
Apply through NIPR at nipr.com. Alaska application fee: $75 state fee plus any current transaction fee. Must apply within 12 months of passing the exam. The Alaska Division of Insurance reviews your application after receiving exam results and background check. License issued electronically.
Get Appointed by an Insurance Carrier
To legally sell insurance in Alaska, you must be appointed by a carrier or agency. Alaska's unique markets offer specialty opportunities: contact aviation insurers (USAIG, Global Aerospace), commercial marine carriers, or energy insurers for specialty lines. Most new agents start with standard personal or commercial lines at established Anchorage agencies before specializing.
Alaska Insurance License Requirements
Eligibility Requirements
- Must be at least 18 years old
- Must have a valid US Social Security Number
- Must pass fingerprint-based background check (state + FBI)
- No college degree required
- No mandatory pre-licensing education required
- Must apply within 12 months of passing exam
Pre-Licensing Education
- Pre-licensing education: NOT required in Alaska
- Exam prep strongly recommended — includes AK state law
- Kaplan verify current pricing ExamFX verify current pricing, Xcel verify current pricing
- Avoid lower-cost options that skip Alaska state law content
Exam Requirements
- Pearson VUE exam — in-person or online proctored (OnVUE)
- Pearson VUE exam fee is $89/session; Life + A&H same day at test center = $89 total
- 70% scaled score required to pass
- Exam results valid 12 months — apply within that window
- Schedule at pearsonvue.com/ak/insurance or call (800) 274-5993
Application & Licensing
- Fingerprinting: current fee via IdentoGO / AK DPS-approved
- Anchorage: fingerprinting at Pearson VUE test center
- Apply via NIPR — $75 plus any current transaction fee
- CE: 24 hrs biennial (3 ethics); renewal last day of birth month
Alaska Insurance License Cost Breakdown
| Cost Item | Amount | Required? |
|---|---|---|
| Exam Prep Course | current fees | Optional |
| Pearson VUE Exam Fee | $89/session | Required |
| Fingerprinting (IdentoGO / AK DPS) | current fee | Required |
| License Application (NIPR) | $75 plus any current transaction fee | Required |
| Estimated Total (L&H) | current fees |
Confirm current state and government fee policies before paying. Same-day Life + A&H dual exam available at test centers only. Must apply within 12 months of passing.
The Alaska Insurance Exam — What to Expect
| License Line | Exam Fee | Pass Score |
|---|---|---|
| Life | $89/session | 70% scaled |
| Accident & Health | $89/session | 70% scaled |
| Property | $89/session | 70% scaled |
| Casualty | $89/session | 70% scaled |
| Personal Lines | $89/session | 70% scaled |
General Topics (~80%)
- Insurance principles, concepts & terminology
- Life insurance products & policy provisions
- Health, accident & disability insurance
- Property insurance (homeowners, commercial)
- Casualty insurance (auto, liability, workers' comp)
- Marine & aviation insurance fundamentals
- Ethics and market conduct
AK State Law (~20%)
- Alaska insurance statutes & DOI regulations
- Alaska-specific licensing requirements
- Alaska policy requirements & provisions
- State consumer protection laws
- Policy cancellation & renewal rules in Alaska
- Alaska agent duties & disclosures
- Alaska auto insurance requirements
🔄 Alaska Insurance License Reciprocity — All 50 States
Alaska has reciprocity agreements with all other US states and territories. Non-resident producers holding an active license in good standing in their home state can apply for an Alaska non-resident license through NIPR at nipr.com — no Alaska exam required.
Non-resident application fee: $75 plus any current transaction fee. For Alaska residents expanding to other states, Alaska's NAIC Producer Licensing Model Act compliance means most states will issue non-resident licenses without re-examination. Questions: commerce.alaska.gov/web/ins.
How Long Does It Take to Get an Alaska Insurance License?
2 – 3 weeks
Full-Time Study
4–6 hrs/day; intensive prep
3 – 6 weeks
Part-Time Study
1–2 hrs/day evenings & weekends
6 – 10 weeks
Casual Pace
A few hours per week
| Step | Activity | Duration |
|---|---|---|
| 1 | Choose license type & complete exam prep (include AK state law) | 1–3 weeks |
| 2 | Schedule & pass Pearson VUE exam (in-person or OnVUE) | Within days of scheduling |
| 3 | Complete fingerprinting (same day at Anchorage Pearson VUE center) | 1 day (Anchorage) / 1–3 days (other) |
| 4 | Submit license application via NIPR (current fee) | 1–2 days |
| 5 | Alaska DOI reviews application and background check | 1–2 weeks |
| 6 | License issued electronically — get appointed | 1–5 business days after approval |
Exam results valid 12 months — apply within that window. Fingerprinting can be done at the Anchorage Pearson VUE test center on exam day for maximum efficiency.
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Frequently Asked Questions
Does Alaska require pre-licensing education to get an insurance license?
No — Alaska does not require any mandatory pre-licensing education hours. You can sit for the Pearson VUE exam without completing any coursework. However, exam prep is strongly recommended. Lower-cost prep options like 180 Licensing and Intellipass cover national content only and miss approximately 15–20% of the Alaska exam (state law section). Use ExamFX, Kaplan, or Xcel Solutions, which include Alaska-specific law coverage.
What is the same-day dual exam deal in Alaska?
Alaska allows candidates to take the Life exam and the Accident & Health exam on the same day at a Pearson VUE test center and pay only one $89 session fee for both. This is a state-specific scheduling note — two separate exam sessions would cost current fee. Note: this same-day deal is only available at Pearson VUE test centers, not for online proctored (OnVUE) sessions. Schedule both exams in the same session at pearsonvue.com/ak/insurance.
How much does it cost to get an Alaska insurance license?
Total costs typically range verify current pricing to current fee. Breakdown: optional prep course (current fees for L&H), Pearson VUE exam fee ($89/session), IdentoGO fingerprinting (current fee), and NIPR application ($75 plus any current transaction fee). If you take Life + A&H same day at a test center, you pay one $89 fee instead of two. Lower-cost prep courses (180 Licensing, Intellipass) are cheaper up front but may cause you to fail the Alaska state law section.
How does Alaska fingerprinting work for insurance licensing?
Alaska requires fingerprint-based background checks for all resident applicants. In Anchorage, fingerprinting is available at the Pearson VUE test center — you can schedule it the same day as your exam. Outside Anchorage, use an approved fingerprinter from the Alaska Department of Public Safety list at dps.alaska.gov/statewide/r-i/background/fingerprinters. Fee amounts should be verified with the current Alaska fingerprinting instructions before scheduling.
How long do I have to apply for my Alaska insurance license after passing the exam?
Alaska requires you to submit your license application through NIPR within 12 months of passing the state exam. After 12 months, your exam results expire and you must retake the exam. This gives Alaska candidates more flexibility than some states, but don't wait too long — fingerprinting must also be completed and submitted as part of the application.
What are Alaska's continuing education requirements?
Alaska insurance producers must complete 24 CE hours per 2-year renewal cycle, including at least 3 hours of ethics. License renewal deadline is the last day of your birth month every 2 years. Agents selling specialized products have additional requirements: Long-Term Care (8 hours initial + 4 hours refresher each renewal), NFIP Flood Insurance, and Annuity products also require specific product training that counts toward the 24-hour total.
What makes Alaska's insurance market unique?
Alaska has specialty insurance niches tied to aviation, commercial fishing and marine risks, oil and gas operations, and wilderness or outfitter liability. Research appointment options, carrier appetite, and continuing education before choosing a niche.
What should Alaska candidates know about insurance career paths?
Alaska insurance career paths vary by license line, appointment options, product mix, and local market needs. Anchorage-area candidates may research commercial aviation, marine, energy, personal lines, and senior-market opportunities before choosing a first appointment path.
Does Alaska have insurance license reciprocity with other states?
Yes — Alaska has reciprocity agreements with all other US states and territories. Non-resident producers holding an active license in good standing in their home state can apply for an Alaska non-resident license through NIPR without taking the Alaska exam. Non-resident fee: $75 plus any current transaction fee. Alaska residents expanding to other states benefit from the NAIC Producer Licensing Model Act framework, making multi-state licensing straightforward.
Why do some Alaska prep courses miss state law content?
Providers like 180 Licensing and Intellipass offer exam prep focused on national insurance content only — they do not include Alaska-specific state law, which comprises approximately 15–20% of the Alaska Pearson VUE exam. Candidates who use these lower-cost options alone risk failing the state law portion of the exam. Providers like ExamFX, Kaplan, and Xcel Solutions include Alaska state law in their course materials. If you use a lower-cost option, supplement with Alaska DOI resources.